Info Center
Consumer loan
To apply for a favorable consumer loan at ProCredit Bank, you must be a Bulgarian citizen with permanent residence in Bulgaria and have a valid identity document.
Our terms are transparent and straightforward. There is no fee when submitting a loan application. We do not require any loan-related insurance.
We will transfer the loan amount to your current account by the end of the next business day following the signing of the loan agreement.
Yes, we offer you the option to select an individual monthly due date, provided that there are at least 10 and no more than 30 days from the date of signing the loan agreement.
Yes, as long as your monthly income allows it.
The monthly loan installments are automatically deducted on a date previously agreed with you.
The APR on the loan includes all costs for the consumer, current or future, expressed as an annual percentage of the total amount of the credit provided.
It is a national information register that contains all loans granted to individuals and legal entities in Bulgaria. Information about loans is submitted to the CCR by every banking and financial institution, including details such as the amount, payment status of installments - whether regularly repaid or not - when the obligation was fully settled, and whether there were any payment delays.
For a loan with a variable interest rate, there is no fee for early repayment.