- The promotional terms apply to new individual clients and to additional funds deposited by existing clients.
- If you open a deposit on a business day, you will see the promotional interest rate in your mobile and online banking as early as the next business day. Each deposit is opened with a current account, where the accrued interest is credited.
Term deposit
Online
We are celebrating 25 years and offering exclusive deposit conditions that give more to your funds.
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Interest of up to 2.00%
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You receive the interest on the maturity date.
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Fully online opening
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No maintenance fees
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100% security for your savings
Term deposit 12 months most preferred
How to open term deposit?
Step 1
Open ProCredit Mobile.
Step 2
In the "Accounts" menu click "+Add".
Step 3
Choose "Savings".
Step 4
Open your "Term Deposit account" with desired amount, currency and term.
Step 5
Confirm your application with PIN code.
Not our client yet?
Advantages
- The interest rates we offer are among the best on the market and are fixed for the entire term of your deposit.
- The opening of a deposit account and depositing funds is handled entirely online and there is no need to visit a Bank office.
- The money in deposit accounts are guaranteed under the Deposits Insurance Act.
- We pay the interest accrued on your deposit into your current account at the maturity of the deposit.
- ProCredit Bank is a German bank which has been operating in Bulgaria for more than 20 years.
Frequently asked questions
For new clients:
You can open a deposit quickly and in a few easy steps. First, you need to become our client by opening a current account, where you will receive the accrued interest upon the deposit's maturity.
The contract for opening an account and a deposit is signed through the Eurotrust mobile application. If you haven't used it before, you need to install it, register with your personal details, and verify your identity using an ID card or passport.
For current clients:
Open a deposit through the mobile application ProCredit Mobile by navigating to the "Accounts" menu → "+ Add" → "Savings Accounts" → "Term Deposit Account". Select the currency and deposit term.
The next step is to transfer the amount you wish to deposit to your newly opened current account and fund the deposit. The deposit term starts on the day the amount is received.
The deposit should be funded by a transfer from your personal account as а natural person in a Bulgarian or another bank in a Member State of the European Economic Area. No fee is charged for incoming transfers to ProCredit Bank.
The accruing and payment of the interest rate on term deposits is carried out at the maturity of the deposit.
You cannot pay more money into the deposit account.
Upon maturity, the deposit will be automatically renewed for a term equal to the term originally agreed, at the interest rate and on the terms and conditions current at the date of renewal and published in ProCredit Bank’s Interest Rate Bulletin.
