*The promotional terms for a consumer loan with an interest rate starting from 5.55% apply to loans between EUR 10,001 and EUR 25,000. You can benefit from these terms if you have a net monthly income of over EUR 2,000, receive your salary into your ProCredit Bank account, and use a credit card. The campaign is valid from 6 November 2026 to 4 December 2026.
*The interest rate may vary based on your individual offer.
ProCredit Bank’s consumer loan is a smart choice for financing your plans, whether it’s renovating your home, buying a car, investing in education, getting better terms on your existing loan, or something else.
For your convenience, you can calculate your monthly installment quickly with a loan calculator.
Our terms are transparent and without hidden fees.
For people who make plans.
When you want to bring important personal projects to life and prefer to manage your finances with confidence. Whether you are planning a home renovation, new furnishings, education, a larger family expense, or another important investment in your future, this loan is designed to help you achieve your goals under clear and transparent terms.
For the plans you have today, and those yet to come.
Because when major decisions lie ahead, it is important to have a reliable financial partner by your side.
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Nearly 9 out of 10 clients rate their satisfaction with ProCredit Bank as high.
86% gave a rating of 4 or 5 out of 5 in a survey among ProCredit Bank clients.
The loan application process is fast and easy. Fill in the contact form on the website and press the send button. You will then receive a phone call from our team to clarify all matters relating to the loan. In the meantime, you need to install the Evrotrust mobile app and identify yourself in order to be able to sign all the necessary documents via your mobile device with just one click.
In order to apply for a loan from ProCredit Bank, you must be a Bulgarian citizen with permanent residence in Bulgaria and must have a valid ID document. It is important that you have a regular and verifiable income, pay your health, social security and taxes in Bulgaria, and have a good credit history. When you apply for a loan, we usually take into account the income of your entire household, which improves your chances of approval.
The monthly loan repayment instalments are deducted automatically from your salary account on a date agreed in advance.
There is no early repayment fee.
