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FlexFund Overdraft

  • No application and disbursement fee
  • 9.00% interest rate
  • Limit up to BGN 10,000
  • Fully online process

Overdraft

BGN
Interest rate:
Annual percentage rate of charge (APRC):
Monthly account service fee 10 BGN
Monthly current account service fee:
(amount for the entire loan period)
Total costs (principal, interest and fees):

Advantages

  • FlexFund overdraft is a loan with a limit based on your income.
  • The overdraft is convenient and easy with the entire process - from application to signing - being entirely remote. The amount is available directly in your current account.
  • You can use the approved limit for payment at a POS terminal, as well as ATM withdrawals.
  • Interest is charged only on the amount drawn.
  • Repayment is automatic upon receiving a salary or other regular income.
  • Its renewal does not require a visit to the Bank's office.

Frequently asked questions

FlexFund is a low-interest overdraft – only 9.00% per annum, with no additional fees for consideration, disbursement, or maintenance.

We will provide you with the funds from the approved limit directly to your current account after signing the contract.

In order to take advantage of the FlexFund overdraft, you need to have a ProGreen current account in ProCredit Bank to receive regular monthly income. The process is completely online – from submitting the application to signing the contract. You receive a convenient overdraft of up to BGN 10,000, linked directly to your ProGreen current account.

Our clients about us

An overdraft is like a set-aside fund that saves you money in unexpected situations. The best part is that it practically pays itself off when I get my paycheck.
Mihail Hadzhiev, Sofia
Thanks to the consumer overdraft, I saved myself a lot of time and unnecessary stress, and I was able to implement one of my ideas.
Nina Petrova, Varna
Phone:
Short phone:
International line
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