Payments in BGN are processed as instant by default if they meet the necessary requirements: the transfer amount is up to 30,000 BGN, and the recipient's bank is reachable for receiving instant BGN transfers.
Transfers in local currency

Fast and reliable bank transfers in BGN are executed through:
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BISERA6 - A system for processing interbank customer transfers with no amount limit.
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BLINK - A system for processing instant interbank customer transfers for amounts up to 30 000 BGN (limit for the Bank's customers for outgoing instant transfers).
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ProCredit Bank System for processing intra-bank transfers.
Instant payments through Blink
Fast and convenient
You can send and receive payments within several seconds – 24/7, 365 days in the year
Access in Internet banking Prob@nking and Mobile banking app ProCredit Mobile
Currency – BGN
Limit – up to BGN 30 000
Fee – the amount of the fee is equal to the standard order in the bank’s tariff.
A list of all payment service providers certified to receive Blink instant payments can be found here.
Transfers ordered through the bank's online banking by 18:30 on a business day will be sent to the beneficiary's bank on the same day.
Transfers ordered after 18:30 on a business day will be sent to the beneficiary's bank on the next business day.
Transfer fee – according to the Bank's Tariff.