Payments in BGN are processed as instant by default if they meet the necessary requirements: the transfer amount is up to 30,000 BGN/15 338.76 EUR, and the recipient's bank is reachable for receiving instant BGN transfers.
Transfers in local currency

Fast and reliable bank transfers in BGN are executed through:
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BISERA6 - A system for processing interbank customer transfers with no amount limit.
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BLINK - A system for processing instant interbank customer transfers for amounts up to 30 000 BGN/15 338.76 EUR (limit for the Bank's customers for outgoing instant transfers).
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ProCredit Bank System for processing intra-bank transfers.
Instant payments through Blink
Fast and convenient
You can send and receive payments within several seconds – 24/7, 365 days in the year
Access in Internet banking Prob@nking and Mobile banking app ProCredit Mobile
Currency – BGN
Limit – up to BGN 30 000/EUR 15 338.76
Fee – the amount of the fee is equal to the standard order in the bank’s tariff.
A list of all payment service providers certified to receive Blink instant payments can be found here.
Transfers ordered through the bank's online banking by 18:30 on a business day will be sent to the beneficiary's bank on the same day.
Transfers ordered after 18:30 on a business day will be sent to the beneficiary's bank on the next business day.
Transfer fee – according to the Bank's Tariff.