ProCredit Bank provides fast and secure transfers through participation in the following payment systems:

  • BISERA - system for processing client transfers within Bulgaria.*
  • TARGET - Trans-European Automated Real-Time Gross Settlement System in euro. The Bank is a direct participant in the system for executing express euro transfers.
  • SWIFT - payment system that enables the transfer and exchange of data between financial institutions worldwide. SWIFT transfers are processed through correspondent banks. Payments in all currencies that ProCredit Bank (Bulgaria) EAD operates with – EUR, USD, GBP, CHF – are processed via SWIFT.

*Payments through BISERA can be standard or instant.

  • Standard transfers – They are sent to the recipient’s bank on the day of execution, between 09:00 and 17:00 on business days, provided that the recipient’s bank participates in the BISERA payment system. Standard transfers have no transaction limit.
  • Instant transfers – Payments are executed within a few seconds, 24/7, 365 days a year. Outgoing instant transfers have a limit of up to 15,000 euro, while incoming instant transfers have no limit. The fee amount is equivalent to that of a standard transfer, according to the Bank’s Tariff.
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