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Contact us: 0700 170 70

consumer loan

Consumer loan

Loans for private individuals of up to BGN 100,000

The ideal solution for the purchase of a motor vehicle, renovation and furnishing,

personal needs or refinancing.

  • Interest rate of 5.75% 
  • Repayment period up to 10 years
  • No application processing fee to apply online



5000.00 BGN 100000.00 BGN
72 months
6 months 120 months

Monthly installment 0 BGN / month

Total amount due 0 BGN

Annual percentage rate of charge (APRC) 0 %

APRC 0 %

Interest rate 5.75 %

*Annual percentage rate of charge

Creditworthiness assessment fee fixed 300.00 BGN
Monthly account service fee 10.00 BGN
Apply now

Steps in the application process

1. Fill in and submit the application form

It is important for us to understand more about the financing you are seeking in order to make you an offer.

2. We will give you a call

Expect a call from our team.

3. Contract signature

Online contract signature via the Evrotrust mobile app.

4. Remittance of the approved loan amount

The loan will be paid into your ProCredit Bank account within 24 hours of the contract being signed.


Useful information

Useful information

What do we finance? Buying a motor vehicle, home renovation, education, medical treatment, refinancing your debts with another bank or other current needs:


-       Clear and transparent terms and conditions


-       Financing of up to BGN 100,000 over a period of up to 10 years


-       Equal monthly instalments


-       A fast and fully digital process


Our clients about us

Friendly and competent service during and after the loan approval/disbursement stage. The process is easy, saves signing loads of paper documents and hours of waiting in queues in banks.

Marina Strahilova


I was impressed by the personal touch and attention to detail. The terms and conditions are clear, there are no hidden charges. I get my salary paid into the bank and my loan is automatically paid without me having to worry about keeping track of payments.

Avgustin Ivanov


I have recommended you to others because you offer excellent conditions, as well as straightforward service, a personal touch and speed.

Boyana Petkova

Stara Zagora

Frequently asked questions

The loan application process is fast and easy. Fill in the contact form on the website and press the send button. You will then receive a phone call from our team to clarify all matters relating to the loan. In the meantime, you need to install the Evrotrust mobile app and identify yourself in order to be able to sign all the necessary documents via your mobile device with just one click.

In order to apply for a loan from ProCredit Bank, you must be a Bulgarian citizen with permanent residence in Bulgaria and must have a valid ID document. It is important that you have a regular and verifiable income, pay your health, social security and taxes in Bulgaria, and have a good credit history. When you apply for a loan, we usually take into account the income of your entire household, which improves your chances of approval.

Our terms and conditions are transparent and clear. When submitting the request online, you do not pay a fee, but when you apply on paper, the due fee is 100 BGN. Тhe creditworthiness assessment fee of BGN 300 is due which is deducted at the time of loan disbursement. We do not require any loan insurance.

The monthly loan repayment instalments are deducted automatically from your salary account on a date agreed in advance.

There is no early repayment fee.