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Housing loan with a fixed interest rate

Housing loan with a fixed interest rate

Plan your dream home with confidence and ease! We offer you a housing loan with a fixed interest rate of 3.50% for the first 3 years and:

  • Repayment period up to 30 years
  • Preliminary approval


60000.00 BGN 1500000.00 BGN
300 months
6 months 360 months

Monthly installment 0 BGN / month

Total amount due 0 BGN

Annual percentage rate of charge (APRC) 0 %

APRC 0 %

Interest rate 3.50 %

*Annual percentage rate of charge

Request consideration fee 200.00 BGN
Drawing up a package of mortgage documents 200.00 BGN
Collateral evaluation fee /apartment/ 290.00 BGN
Creditworthiness assessment fee - % of the loan amount 0.15 %
Monthly account service fee 10.00 BGN
Property insurance 0.10 %
Apply now

Steps in the application process

1. Fill in and submit the application form

It is important for us to understand more about the financing you are seeking in order to make you an offer.

2. We will give you a call

Expect a call from our team.

3. Contract signature

Online contract signature via the Evrotrust mobile app.

4. Remittance of the approved loan amount

The loan will be paid into your ProCredit Bank account after the contract being signed.


Useful information

Useful information
  • Financing up to 80% of the market value of the property


  • Loan term and currency - up to 30 year in BGN and EUR


  • No need to take out life insurance


  • Fully online process – from submitting the request to signing the loan agreement.



For Housing loan „New Home" the amount of EUR 100 000 with salary transfer and a loan period of 15 years, fixed annual interest rate for the first 5 years 3-month EURIBOR + 1.25 p.p., min. 3,50%, application processing fee EUR 100, collateral valuation fee EUR 145, fee for preparing of documents for mortgage registration EUR 100, creditworthiness assessment fee EUR 150: equal monthly installments EUR 717.34 for the first 3 years, total amount due (principal, interest and fees) EUR 131 295.94. Annual percentage rate of charge (APRC) - 3.88%.

Our clients about us

I have received very good terms and service from the bank. Thanks to the fixed rate for the next five years I will have peace of mind that my interest rate will not be changed, as well the monthly installments.

Vanya Krasimirova


Due to the online submission of the loan request and signing of the documents, I saved a lot of time.

Radoslav Petrov