- The borrower is a micro, small or medium-sized enterprise, within the meaning of the Small and Medium-Sized Enterprises Act, registered and operating in Bulgaria
- The enterprises should be economically viable and not in a difficult or exclusionary situation
- The borrower has a known ultimate controlling parent and the guaranteed portfolio cannot include loans of enterprises whose ultimate controlling parent is a company registered in a preferential tax jurisdiction.
Loans in cooperation with the National Guarantee Fund

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ProCredit Bank, in cooperation with the National Guarantee Fund, offers investment and working capital loans, as well as bank guarantees and letters of credit for micro, small or medium-sized enterprises in Bulgaria.
The agreement aims to provide small and medium-sized enterprises with financing through a risk-sharing facility, implementing a guarantee scheme with a maximum loan guarantee rate of up to 50% (fifty percent).
Eligibility criteria for enterprises:

Loan parameters:
Amount
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Minimum – BGN 60 000
Maximum – BGN 2 000 000
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Term
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Minimum – 6 months
Maximum – until June 2028
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Currency
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BGN, EUR
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Interest rate
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According to the Interest rate Bulletin
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Fees
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According to the Tariff for Legal Entities
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