- Borrowers – Micro, small, and medium-sized enterprises according to the SMEs Act, as well as mid-cap enterprises (Small Mid-Caps);
- Financing amount – Up to 7.5 million EUR or its equivalent in BGN (under certain conditions, the financing limit under the InvestEU program may be increased to 15 million EUR or its equivalent in BGN);
- Collateral – Reduced collateral requirements provided by enterprises, up to a maximum of 40% of the financing amount.
InvestEU Sustainability with EIF

InvestEU Sustainability
“InvestEU Sustainability” benefits from support from the European Union under the InvestEU Fund. The programme is funded by the European Union – NextGenerationEU with the financial backing of Bulgaria under the InvestEU Member State Compartment for Bulgaria. This Guarantee is funded by the Recovery and Resilience Facility, under the Recovery and Resilience Plan for Bulgaria.
ProCredit Bank, in partnership with the European Investment Fund (EIF), provides loans to support Small and Medium-sized enterprises and Small Mid-Caps under the "InvestEU SME Sustainability" guarantee instrument with preferential collateral conditions.
Program Parameters:

Client eligibility criteria:

The borrower should be qualified as a “Sustainable enterprise” or the purpose of the loan shall meet at least one of the investment below:
- Climate change - Renewable energy; Green and energy efficient buildings; Industrial energy efficiency; Zero emission mobility; Green Information Communication Technology; Climate resilience;
- Transition to a circular economy - Sustainable use of materials; Waste reduction, collection; Product as a service, reuse and sharing models that enable circular economy strategies; Green Information Communication Technology enabling circular economy;Water resources;
- Pollution prevention and control;
- Protection and restoration of biodiversity and ecosystems;
- Green Investments in Agriculture and Forestry;
- Social Accessibility Investment.