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InvestEU Sustainability

  • Currency - EUR, BGN
  • Guarantee coverage – up to 80%
  • Purpose of the loan - working capital and/or investment
  • Interest rate and fees – preferential conditions. The guarantee fee is covered by ProCredit Bank

“InvestEU Sustainability” benefits from support from the European Union under the InvestEU Fund. The programme is funded by the European Union – NextGenerationEU with the financial backing of Bulgaria under the InvestEU Member State Compartment for Bulgaria. This Guarantee is funded by the Recovery and Resilience Facility, under the Recovery and Resilience Plan for Bulgaria.

ProCredit Bank, in partnership with the European Investment Fund (EIF), provides loans to support Small and Medium-sized enterprises and Small Mid-Caps under the "InvestEU SME Sustainability" guarantee instrument with preferential collateral conditions.

Program Parameters

Eligibility criteria:

  • Borrowers – Micro, small, and medium-sized enterprises according to the SMEs Act, as well as mid-cap enterprises (Small Mid-Caps);
  • Financing amount – Up to 7.5 million EUR or its equivalent in BGN (under certain conditions, the financing limit under the InvestEU program may be increased to 15 million EUR or its equivalent in BGN);
  • Collateral – Reduced collateral requirements provided by enterprises, up to a maximum of 40% of the financing amount
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