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InvestEU SME Competitiveness

  • Currency - EUR, BGN
  • Guarantee coverage – up to 80%
  • Purpose of the loan - working capital and/or investments
  • Interest rate and fees – preferential conditions. The guarantee fee is covered by ProCredit Bank

ProCredit Bank, in partnership with the European Investment Fund (EIF), provides loans under the "InvestEU Sustainability" guarantee instrument to support small and medium-sized enterprises with eased collateral requirements.

The "InvestEU Sustainability" program is supported by the European Union through the InvestEU Fund. It is financed by the European Union – NextGenerationEU, and with the financial support of Bulgaria as a member state contributing to InvestEU. The guarantee program is financed through the Recovery and Resilience Mechanism, in accordance with the Recovery and Resilience Plan of the Republic of Bulgaria.

Program parameters:

Eligibility criteria:

  • Eligible borrowers: Micro, small, and medium-sized enterprises as per the SME Act.
  • Financing amount: Up to EUR 7.5 million or the equivalent in BGN.
  • Term of financing:
    - Minimum 12 months.
    - Up to 48 months for working capital loans.
    - Up to 144 months for investment loans.
Phone:
Short phone:
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