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Contact us: 0700 170 70


FlexFund Overdraft

To have additional funds available at any time.

  • No application and disbursement fee
  • 7.75% interest rate
  • Limit up to BGN 10,000
  • Fully online process

Send your request

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Steps in the application process

1. Fill in and submit the application form

 It is important for us to understand more about you in order to give you an overdravt.

2. We will give you a call

Expect a call from our team.

3. Contract signature

Online contract signature via the Evrotrust mobile app.

4. Get your overdraft

The approved amount will be granting to your checking account.


Useful information

Useful information
  • FlexFund overdraft is a loan with a pre-approved limit based on your income.
  • The amount is available directly in your current account.
  • You can use the approved limit for payment at a POS terminal, as well as ATM withdrawals.
  • Interest is charged only on the amount drawn.
  • Repayment is automatic upon receiving a salary or other regular income.
  • Its renewal does not require a visit to the Bank's office.


Example: For FlexFund overdraft on amount of BGN 3 000, loan period 1 year, annual interest rate 7.75%; total amount due (principal, interest and fees) BGN 3 355.77 on the assumption of the amount is utilized fully and for the whole period and the principal will be repaid one-time at the final repayment day. Annual percentage rate of charge (APRC) - 12.53%.

Our clients about us

Thanks to an overdraft FlexFund, I saved myself a lot of time and unnecessary tension; I was able to enroll in a course.

Nina Petrova


Тhe product is like an extra wallet that saves you in unforeseen situations. The interest rate is low and the best part is that it pays itself off when I get my salary.

Mihail Hadzhiev


Frequently asked questions

In order to take advantage of the FlexFund overdraft, you need to have an Active or ProGreen current account in ProCredit Bank to receive regular monthly income.

If you are a new customer - we will provide you with the funds from the approved limit directly to your checking account after receiving income on your account in two consecutive months. For current customers – the amount is disbursed after signing a contract on a certain date stipulated in the FlexFund consumer overdraft contract.

There are no fees related with overdraft FlexFund.