Standard Term Deposits

If you have savings and you are sure that you will not need them for a certain period of time our Standard Term Deposit is the best option for you.

You can manage your savings independently through your current account using ProCredit Bank’s internet banking platform - ProB@nking.

  • Currency - BGN, EUR and/or USD;
  • Term - 12, 18, 24 and/or 36 months; 
  • Bank charges - no initial or monthly maintenance fees;
  • Interest is paid in the current account monthly on the first day of the month for the previous one. Upon breach of the deposit, interest payments are deducted from the depositprincipal. 

 

Advantages:

  • Enjoy an interest rate that is higher than the interest rate for your FlexSave account;
  • Save time - on the maturity date the deposit is automatically reinvested for the same period initially agreed upon in accordance with the current interest rate;
  • Manage your finances remotely with ProCredit Bank’s secure internet banking system;
  • You can take advantage of other facilities such as credit/overdraft or credit cards with special conditions and quick approvals. 

If you have registration in the online banking of ProCredit Bank, you can open your Standart Term deposit account via - ProB@nking.

 

Savings up to BGN 196,000 are guaranteed by the Bulgarian Deposit Insurance Fund (BDIF)

 

  Min. balance 12 months 18 months 24 months 36 months
BGN / EUR / USD 10 000 0.30% 0.35% 0.40% 0.50%



  • The quoted interest rates are annual and accrued on a 365/360 basis.