Interest Bulletin

The Interest bulletin includes standard interest rates of ProCredit Bank and does not include promotional terms.


Loans for small Business and Agriculture

Amount Interest Rates 
up to EUR 150 000 from 5.5%
up to EUR 250 000 from 5.0%
over EUR 250 000 upon agreement


All interest rates are annual and accrued on basis 365/360 days.

Credit card for business clients

Credit card (BGN/EUR) 17.00%
Credit card with cash collateral(BGN/EUR) 10.00%

What is Annual percentage of charge (APRC)?


Annual interest rate for FlexSave account

Currency Interest Rate
BGN / EUR 0.05%

Annual interest rates for Standard Term Deposits

Currency Min. amount 12 months 18 months 24 months 36 months
BGN/EUR/USD 10 000 0.10% 0.15% 0.20% 0.25%

* Interest rate in case of prematurity withdrawal: Interest rate - 0%.


Current account (for all currencies) - Interest rate - 0%.

*All interest rates are annual and accrued on basis 365/360 days.

*The following items are negotiated individually:

  • Interest rates for companies with balance more than EUR 100 000 on their accounts (current accounts/deposits/FlexSave).
  • Deposit terms and conditions for financial institutions

*For clients with savings and no current account, after 01.01.2018 on maturity date, the deposited funds will start accruing interest at an interest rate of 0%.